Additional Services

Debit Cards

With the SHAZAMCheck card, you can have your checkbook, cash and ATM card all rolled into one plastic card. The SHAZAMCheck is an electronic card that you use like a check to make cash purchases or use it as an ATM card to take cash from your account wherever you see the SHAZAM®, VISA®, CIRRUS® or MASTERCARD® symbols.

All our debit cards are chip cards, which means they use an embedded microchip rather than a magnetic stripe to authenticate payments.  This provides strong transaction security features and other application capabilities not possible with traditional magnetic-stripe cards. Chip cards also are known as EMV (Europay, MasterCard and Visa) cards.

Benefits of SHAZAMCheck debit cards:

  • Security
  • Convenience
  • Record keeping

As an added convenience, you don’t have to wait for your debit card to come in the mail. We can make your debit card at our bank so you can pick yours up at your local branch. This is perfect for

  • Exchanging a broken card
  • Accessing new accounts
  • Replacing a card with fraud

For additional benefits, see Mastercard Guide to Benefits for Consumers 2023 and Mastercard Guide to Benefits for Businesses 2023

Fees and limits may apply.

Prime Visions Club

Prime Visions Club is one way to reward our customers for their loyalty and support throughout the years.  We believe our customers and our club members are an important part of the success of our bank.

How Can You Join?

To become a member, you or your spouse must be age 50 or older.  There is no fee if you have an account with Premier Bank – only benefits! Contact your local office or submit a completed Prime Visions Club Application to sign up today!

Non-customer membership is available for $10 a year.

Why Is It So Great to be a Prime Visions Member?

  • Attend Special Travel and Social Events.  Various day trips, extended tours and a mystery trip are offered to our members.  The bank does all the planning and coordination.  Plus, there are social events where you can enjoy great food, fellowship and games.
  • Read Our Monthly Newsletter.  Receive a monthly newsletter with financial tips, jokes, recipes, upcoming events and more. 


How to report a lost or stolen Debit Card

During business hours, immediately call your Premier Bank location.

After hours, call SHAZAM at (800) 383-8000 – then notify your Premier Bank location the next business day.


Brella™ is a fraud transaction alerting, balance monitoring and ATM locator application. You can use the app to block or unblock your card with our transaction control feature.

Register your debit card for the product today and take advantage of advanced security features to protect from fraud. Log into or download the app.

Download Brella App (iPhone) Download Brella App (Android)

Brella™ allows you to set up and manage alerts for:

  • Transaction amount alerts (set amount threshold)
  • Internet, phone or international transaction alerts
  • Transactions outside the United States

Premier Bank does not warrant the accuracy or timing of the alerts. Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless or internet provider; technology failures and system capacity limitations. You should review your account statements regularly. Using the application and sending alerts to your mobile device may be subject to a fee by your wireless service provider. Some wireless devices have character limits, and you might not see the entire content of the alert. Please check with your wireless provider.

Fraud & ID Theft

Debit Card/ATM Safety Tips

Preventing Card Fraud

  • Always memorize your PIN. Don’t write it on your card or anything you carry near your card.
  • Keep your PIN confidential.
  • Don’t let anyone else use your card.
  • Be cautious when giving your debit card number, bank account number or PIN over the phone, especially cellular phones.
  • Report a suspected card compromise immediately, even if you still have the card in your possession.
  • Report lost or stolen cards immediately. You may be liable for activity on your card if you do not report it as lost or stolen.
  • NEVER respond to a link or phone number in an e-mail message requesting personal information. Phishers often use this method to scam you into divulging personal data.
  • Only open email messages from a known or trusted source. Look for phishing red flags, such as poor grammar, misspelled words, vague instructions and generic greetings.
  • Report suspicious phone calls, messages or websites to Premier Bank immediately.

Approaching the ATM

  • Avoid facilities in dark or remote locations.
  • If you see people lurking around the ATM or any other situation that makes you uncomfortable, find a different machine.
  • Take another person with you whenever possible.
  • Have your card ready.
  • Keep your doors locked and all passenger windows closed at a drive-up facility.

Using the ATM

  • Be aware of your surroundings.
  • Block the view of others by cupping your hand over the keypad as you enter your PIN and by standing between the terminal and any person who is waiting.
  • Remove your cash, receipt and card from the ATM after every transaction.

Caring for Your Card

  • Don’t expose the magnetic strip to other magnetic objects; this can deactivate your card.
  • Record and file the name and phone numbers of your card’s issuer for reporting loss or theft.

Card Safety provided by

Safe Personal Banking Practices

Keep your computer as secure as possible

  • Be sure your computer is current with all operating system and application software updates.
  • Install anti-virus and desktop firewall software on all computer systems. Ensure virus protection and security software are updated regularly. Anti-virus is only secure if it has the most recent signatures and updates.
  • Watch for signs of spyware. This includes frequent pop-ups, unexpected icons on your desktop, random error messages and sluggish computer performance. Run a full system anti-virus and anti-spyware scan to safely remove any spyware.
  • Ensure computers are patched regularly with security patches, especially operating system and key applications.
  • Create a login password for your computer.
  • Always logoff when you are finished working and close your browser session.
  • Never access bank, brokerage or other financial services information at Internet cafes, airports, hotels, public libraries or any other networks beyond your control. Unauthorized software may have been installed to trap account number and login information leaving the customer vulnerable to possible fraud.
  • Subscribe to the FDIC Consumer News. This provides practical guidance on how to become a smarter, safer user of financial services. You can also read prior issues. To subscribe or view prior newsletters go to; in the search engine type “FDIC Consumer News.”

Keep your connection to the Internet as secure as possible

  • Install a personal firewall to minimize your risks by blocking malicious traffic. New computers may be shipped with it on by default so please make sure it is on and receiving regular updates.
  • Look for the https:// in the URL bar, make sure the bar is green and check for the lock icon when entering sensitive information onto a website. This indicates your communications are encrypted.
  • Keep the browser you use to connect to the Internet updated.
  • If you use a wireless router to connect to the internet, remember to change the default network name and password that came with the router.
  • Standard email is not a secure means of sending sensitive data such as account numbers, social security numbers, etc. Please provide these by mail, fax or telephone rather than by email.

Keep your password as secure as possible

The most effective passwords are at least 10 characters and use a mix of uppercase and lowercase letters, numeric or special characters. Do not use birth dates, names or other readily accessible information.

  • Each online account should have its own strong password so that if one is compromised, the attacker does not have automatic access to your other accounts.
  • Do not use the same passwords for personal computers that you use for business computers.
  • Do not write your password or PIN down and do not share these with anyone.
  • Never check the “Remember Me” or “Remember Password” box if prompted.
  • Change the password a few times each year, perhaps even more than the required amount.

How to recognize a scam

A phishing scam typically consists within an email that tries to entice the recipient to “click” a link or download an attachment. A phishing scam targeting your financial accounts may consist of an email message notifying you of a “problem” with your account and ask you to click on a link to your “financial institutions” website and submit personal information. This personal information could consist of your social security number, debit card number, credit card number, account number, etc. and/or it may download malicious software onto your computer. The message often threatens a dire consequence if you do not respond immediately.

  • Never click on links or call phone numbers found within suspicious emails.
  • Open attachments from trusted sources only. If you are in doubt, do not open the attachment.
  • Be very protective of your personal information. Premier Bank will never ask you to provide sensitive information in an email.

Safe Deposit Boxes

A secure storage location for all of your valuable items. With varying sizes offered, you can pick the box that best fits your needs. Please stop in at your local branch for more information.

Contents are not FDIC insured.


Premier Bank offers competitive rates, please contact us for more information.

Rock Valley, IA

(712) 476-9100

Rock Rapids, IA

(712) 472-9100

Doon, IA

(712) 726-3444

Alcester, SD

(605) 934-2500

Hudson, SD

(605) 984-2241


Financial Calculators

Interactive calculators and information provided are made available to you as self-help tools to help you analyze your financial needs. It is based on information provided by you and includes assumptions about loan and deposit terms. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances.  All examples are hypothetical and for illustrative purposes.  The calculations provided should not be construed as financial, legal or tax advice. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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Brella Man


(Shazam BOLT$ has been updated to Brella™.)

  • Automatically receive email alerts about your card transactions
  • Check your balance
  • Turn on and off your card without affecting previous transactions if your card is stolen or is temporarily misplaced

Download the Brella™ application for free from your device app store today!

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