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IMPORTANT NOTICE REGARDING THE TRANSACTION ACCOUNT GUARANTEE PROGRAM Premier Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. Premier Bank NOW accounts are interest bearing accounts and are not covered by the Transaction Account Guarantee Program. NOW accounts are covered under the FDIC's general deposit insurance rules.

 

 
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