Business Lending Services

Agricultural and Commercial Loans

Premier Bank ranks nationally for banks our size for lending to the agricultural community. Whether you are just getting started or looking to expand, we can help. Let us find the right loan to fit your operating and cash flow needs.

• Land Purchase
• Building Financing
• Operating Expenses
• Machinery/Equipment
• Livestock

We have loans available for financing your entire operation. This includes loans for purchasing feeder livestock, crop inputs, cash rents, machinery and equipment purchases, building and land acquisitions. We have experience in financing nearly every type of ag operation known in the tri-state area, whether it involves crop farming, custom feeding, swine finishing or farrowing, back-grounding or finishing cattle, cow/calf, dairy, poultry, goats, sheep or dogs.

We participate in the Iowa Agricultural Development Authority (IADA) loan programs that provide lower interest rates for beginning farmers. We work with the local Farm Services Agency (FSA) offices to provide direct and guaranteed loans to help operations start-up or expand. We have a great working relationship with the local Small Business Development organizations that provide long-term and short-term loans using SBA (Small Business Association) programs. 

Stop in or call one of our ag lenders to discuss how Premier Bank can assist your operation to maximize your returns.

Business Credit Cards

Keep your business spending separate from your personal with our Business credit cards.

• Employee cards at no extra cost
• Transaction Reporting
• Credit Line Sharing & Consolidated Statements
• Mobile Payments
• Email and Text Fraud Alerts
• Fraud Monitoring and Zero Fraud Liability
• Travel Accident Insurance¹
• Personal service from people you know

Choose the option that is best for your business:

• Small Business Rewards Credit Card - earn unlimited reward points. Earn one point per dollar on net purchases and redeem them for merchandise, rental cars, travel and more. Visit cRewardsCard.com for details.²
• Small Business Cash Rewards Credit Card - earn 1% cash back on all net purchases. Cash rewards never expire.²
• Small Business Edition Credit Card - no penalty APR and low interest rates.*
• Company Rewards Charge Card - intended for large corporations, non-profits and municipalities. No annual fee. Pay-in-full account.**
  
  

  *See the card application’s Important Disclosures for current terms, rates and fees.
  **See the card application’s Terms and Conditions for current terms, rates and fees.
  ¹ Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.
  ² To access rewards, your account must be open and in good standing.
  This card is issued by TCM Bank, N.A. Subject to credit approval.

Apply for a Credit Card

Loans and credit cards subject to credit approval.