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PRODUCTS & SERVICES


CHECKING ACCOUNTS

All Premier Bank checking accounts offer: Unlimited Check Writing, Monthly Image Statements, 24 hour Telebanc, Free Online Banking & Statement Binder.

CHARTER CHECKING
Charter Checking is a free, basic checking account for customers looking for an account with unlimited check writing and no monthly fees.

  • Minimum deposit of $50.00 to open the account
  • Starter box of Premier Bank checks are free
  • No minimum balance requirement
  • No monthly service charge
NOW CHECKING
This interest bearing checking account is for customers who maintain a higher balance and want to earn interest on their funds.
  • Minimum deposit of $300.00 to open the account
  • Minimum balance of $300.00 required to avoid $15.00 monthly service charge
  • Starter box of Premier Bank checks are free
  • Monthly interest
  • Rates tiered according to your daily balance
HOMETOWN CHECKING
This account offers a benefit package for our customers for a low monthly service charge of $6.00.
  • Minimum deposit of $50.00 to open the account
  • Free money orders - (5) per month
  • Free safe deposit box for the 1st year (personal size box)
  • Free standard Premier Bank checks
  • Monthly interest
  • $10,000.00 accidental death insurance
  • Travel advantages
  • Rx Advantage™ Prescription Drug Program
  • Eye Care Plan of America
  • No minimum balance requirement
BUSINESS CHECKING
The business checking account is simple whether your business is large or small, it provides the services and benefits that you are looking for in a full service bank.
  • Minimum deposit of $500.00 to open the account
  • Minimum balance of $500.00 required to avoid $15.00 monthly service charge
  • Image Statement, also available on CD
  • Premier Bank reserves the right to refuse the opening of a FREE business checking account to larger retail businesses.

 


SAVINGS ACCOUNTS

REGULAR SAVINGS
A regular savings account is the easiest way to start saving for the future, whether it be for a special purpose or teaching children the value of saving money.

  • Minimum balance of $50.00 (unless under 18 years of age)
  • Rates tiered according to your daily balance
  • Quarterly statements
  • $3.00 monthly service charge if balance falls below $50.00 ~ waived if customer is under 18 years of age.
PREMIER MONEY MARKET
The money market account is our highest earning savings account and is suited for our customers that maintain higher balances.
  • Minimum Opening Balance of $5,000.00
  • Rates tiered according to your daily balance
  • Monthly Statement
  • Check Writing Privileges and Pre-authorized withdrawals ~ 6 per statement cycle
  • No interest is accrued if the balance falls below $5,000.00
IRA VARIABLE SAVINGS
A great way to start saving for your retirement, or by keeping your retirement funds easily accessible.
  • Minimum opening balance of $50.00
  • Rates are tied to the Premier Bank base lending rate
  • Interest compounded monthly
HEALTH SAVINGS ACCOUNT
HSA’s are tax exempt custodial accounts established exclusively for the purpose of paying qualified medical expenses for you and your family while earning a competitive interest rate.
  • Tax exempt custodial accounts designed for high deductible health plans
  • Rates are based on the beginning tier of Premier Bank money market index
  • Monthly Statement
  • Checks issued to the account holder for a nominal fee to be used for qualifying medical expenses
  • Check Writing Privileges & Pre-authorized withdrawals ~ 6 per statement cycle
  • Contributions can be made at anytime during the tax calendar year (April 15 for previous year contributions)

 


CERTIFICATES OF DEPOSIT

REGULAR CERTIFICATES OF DEPOSIT
Invest your funds in a Regular Certificate of Deposit with quality competitive rates in terms ranging from 90 days to 36 months.

  • Call for current rates
  • Minimum balance is $500.00
  • Rates tiered based on certificate amount
  • Penalties may apply for early withdrawal
IRA CERTIFICATES OF DEPOSIT
This is an effective investment tool to prepare for retirement and is a tax deferred savings plan. You can be assured that your retirement savings will never go down in value.
  • Minimum balance of $500.00
  • Terms available are 7, 12, 24 & 36 months
  • Rates tiered for higher balances
  • Penalties may apply for early withdrawal
CERTIFICATES OF DEPOSIT SPECIALS
Premier Bank may have special offers on our Certificates of Deposit. Please contact us to check our current specials. Penalties may apply for early withdrawal.
 

 


LOAN SERVICES

CONSUMER LOANS
Premier Bank makes it convenient and simple to borrow money for any purpose. We offer a complete range of loan products that can fit almost any situation. By making our loan decisions locally, we make getting approved for a loan as quick and easy as possible.

  • Personal
  • Auto
  • Recreational
  • Debt Consolidation
AG/COMMERCIAL LOANS
Premier Bank ranks in the top 10 Ag lending banks in the U.S. for banks our size. Whether you are looking to expand or are just getting started, we can help. Let us help you find the right loan to fit your operating and cash flow needs.
  • Land Purchase
  • Building Financing
  • Operating Expenses
  • Machinery/Equipment
  • Livestock
MORTGAGE LENDING
Looking to buy a new house? Premier Bank can help. We offer competitive rates with some of the lowest closing costs in the area. When you have a question about your loan stop in to talk to your local banker or give us a call. Premier Bank is an equal housing lender.
  • Home Purchases
  • Construction Loans
  • Refinance
  • Home Improvement Loans
  • First-Time Home Buyer Programs

 


Additional Services

A wide array of services are available to compliment your relationship at Premier Bank.

  • Online Banking (www.epremierbank.com)
  • eStatements
  • Telebanc (1-800-544-8572)
  • Shazam Debit Card
  • Overdraft Protection
  • Safe Deposit Boxes
  • 24 Hour ATM’s
  • Money Orders
  • Check Orders
  • Direct Deposit
  • Credit Cards
  • Night Depository
  • Notary Service
  • Bank by Mail
  • Wire Transfers
  • Gift Cards
  • TravelMoney Cards
  • Bill Pay

 

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